Construction to Permanent Loans

Looking to build your own home? Woodruff Federal is known as a great choice for securing a Construction to Permanent Loan.

This very popular financing option combines the features of a construction loan with permanent financing so that only one closing is required, thus saving you the time and costs associated with two closings.

Our construction loans are structured so that you draw funds as the money is needed during the building process. While the home is being built, you only make interest payments on funds that are disbursed. Once your home is built, the loan converts to a permanent mortgage loan.  

Why Choose
Woodruff Federal?