Our Team

At Woodruff Federal, our customers are always greeted by a familiar face. All of our employees serve on our team for many years, some for decades. We’re all “local people” proud to call the Upstate home. We also have a strong commitment to promote the growth and progress of the communities we serve.

To this end, Woodruff Federal officers are heavily involved in charitable organizations and serve on several local boards such as Habit for Humanity, the Rotary Club, Helping Hands and the Woodruff Area Soup Kitchen. We also give back by supporting local festivals, special events and charitable fundraising efforts.





Morgan C. Smith
President and
Chief Executive Officer

Jessica J. Page
Vice President and
Chief Financial Officer

Joshua C. Turner
Vice President and
Chief Lending Officer




Corey R. McCall
Loan Officer

Casie A. Foster
Loan Administrator

Cathy C. Kirkland
IRA Administrator




Lending Team

Teller Team