Since 1934, Woodruff Federal has been serving the savings and loan needs of customers across Spartanburg, Greenville and other neighboring counties in the Upstate.

We specialize in providing locally-originated mortgage loans approved and serviced in house. We’ve also earned a solid reputation as a safe, secure financial institution that deposit customers can count on to grow their savings investments.

Discover the flexibility and convenience of dealing with a true, local lender and of working with our team of friendly, sincere folks focused on building your financial success.

You’re going to like what you’ll find at Woodruff Federal.


Competitive Savings Plans

Choose from a variety of savings products to help you secure your future and realize your goals...all FDIC Insured. (learn more)

Construction to Permanent Loans

Save money: pay one closing cost, serve as your own contractor if you prefer, and pay no inspection fees. (learn more)

Flexible Mortgage Lending

Discover the local lending flexibility, fast turnaround and loyal service of working with people you know for the life of your loan. (learn more)