Are you ready to buy a home, but unsure if it’s financially possible? You’re not alone, many people believe that home ownership means coming up with a massive down payment or facing steep monthly payments. But at Woodruff Federal, we’re changing that narrative with our 30-year mortgage option that requires just 10% down.
Whether you’re a first-time homebuyer or you’re moving into your next chapter, our team is here to make your path to homeownership clear and achievable. With a 30-year mortgage, your monthly payments are stretched over time, making them more affordable and predictable. This flexibility gives you breathing room in your budget while allowing you to build equity in a place of your own.
The best part? You don’t need to wait years to save up a 20% down payment. With Woodruff Federal, 10% down is all it takes to start the journey toward your new home. That means more money in your pocket for furniture, renovations, or simply settling in stress-free.
We know the process can be overwhelming, that’s why we offer personalized service every step of the way. From exploring your loan options to finalizing the details, our local team is here to answer questions and help you feel confident in your decision.
At Woodruff Federal, we’re more than a lender- we’re your neighbors. And we believe everyone deserves a place to call home.
Let us help you take the next step toward home. Reach out to us today to learn more about our 30-year, 10% down mortgage option and Let us help you turn your dream of homeownership into a reality.
