Woodruff Federal: Your Trusted Hometown Lender

For over 90 years, Woodruff Federal has proudly served the Woodruff community, standing as the only bank founded right here in Woodruff, South Carolina. Today, we remain committed to being more than just a financial institution—we’re your neighbors, your friends, and your partners in securing a bright future.

Rooted in Community, Focused on You

Since 1934, Woodruff Federal has been dedicated to meeting the unique needs of our community. Whether you’re buying your first home, saving for the future, or planning for your family’s next big step, we’re here to guide you every step of the way. As a hometown lender, we believe in building relationships that last, and our personalized approach ensures that you’re never just a number to us.

Our Process: Simple and Personal

At Woodruff Federal, we make achieving your financial goals straightforward with our three-step approach:

  1. Meet: Let us discover your needs and
    how we can help.
  2. Plan: Let us map out a personalized plan for you.
  3. Enjoy: Experience personalized service for the life of your savings and loans services.

This approach has earned us the trust of generations of families and businesses, making us a cornerstone of the Woodruff community.

Why Choose Woodruff Federal?

Choosing a hometown lender like Woodruff Federal comes with distinct advantages:

  • Local Expertise: We know the Woodruff area better than anyone because it’s our home too.
  • Personalized Service: Our team is dedicated to creating solutions that fit your individual needs, not a one-size-fits-all approach.
  • Community Commitment: Every decision we make is focused on benefiting the people and businesses right here in Woodruff.
  • Stability and Trust: With 90 years of service, we’ve built a reputation for reliability and integrity that you can count on.

Let’s Secure Your Future Together

Whether you’re just starting your financial journey or looking for a trusted partner to support your long-term goals, Woodruff Federal is here for you. Stop by our office or give us a call to experience the personalized service and commitment that only a hometown lender can provide.


Let’s build your future together.

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